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Exclusions

Under both the 1998 and 2007 Acts, the Fund does not cover for the following:

 

  • Shock or other nervous or physical trauma induced in any person who witness, hear, or become aware of a road crash.


 

  • Also, the Fund does not cover for loss of business profits or investment, replacement of staff.


 

  • A person who is conveyed for a reward or hire in a motor cycle is not covered by the Fund in a road crash. This is also the case with a person who is a dependant of the negligent driver of a motor vehicle or is responsible in law for the maintenance of such driver.


 

  • A person who voluntarily assumes the risk of harm by travelling in a motor vehicle driven by a drunk driver, knowing such driver’s state of drunkenness is also excluded from compensation.


 

  • The Fund will also not compensate on a fraudulent claim. Where a road crash occur in a restricted area e.g. aerodrome, mining area, etc, the Fund shall not compensate.     



Under the 2007 Act, medical and rehabilitation compensation for visitors to Botswana shall only be availed whilst one is within the country.  Loss of Earnings and Loss of Support is not payable to visitors or their dependants.
 

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